Name: Bean Dip
Prep time: 10 min
Cook time: 20 min
Total time: 30 min
Yield: 12
Ingredients: 4 ounces cream cheese (softened); 1/2 cup sour cream; 2 16 ounce cans refried beans; 2 tablespoons taco seasoning; 3 cups shredded cheddar cheese (divided use); 1/2 cup pico de gallo (optional garnish); tortilla chips for serving; cooking spray